Track deals, automate payment reconciliation, manage syndications, and calculate commissions - with the precision your book of business demands.
RTR, holdback, splits, and commissions computed precisely.
Factor rates, syndications, and clawbacks built in, not bolted on.
Encrypted, role-scoped, never sold or shared.
Deals, payments, and reporting in one place.
Deals, payments, syndications, commissions - the work that lives in spreadsheets and a broken CRM today, handled properly in one place.
Set factor and terms at the offer stage - then track the funded deal: payback against RTR, missed and slowed payments, debits paused and restarted. Funding statuses, tasks, and daily alerts tell your team exactly what needs attention.
Match remittances to the right advance, flag missed or bounced payments, and keep balances current without a spreadsheet.
Track each syndicator's position and generate statements they can trust.
Commissions and clawbacks calculate themselves - no manual math, no reconciling back to the bank or the books. Then see which brokers actually perform, by deal size and factor rate, and fund more of what works.
See collections, defaults, and exposure across the book - then export reports for partners and lenders.
Four steps to put your entire portfolio on one ledger.
Bring your book over from spreadsheets or your current CRM. Capture funded amount, factor rate, RTR, term, and remittance schedule for every advance.
MCA Ledger matches daily and weekly ACH remittances to the right deal, updates balances, and flags missed or bounced payments. Integrity checks run daily, paused debits come back on schedule, and alerts tell your team what to handle.
Track participation and splits, give syndicators a portal where they pull their own statements and reports, and calculate ISO and broker commissions - including clawbacks on early payoffs and defaults.
See collections, defaults, exposure, and broker performance across the portfolio - real reporting on the metrics that grow the book, plus the exports your partners and lenders ask for.
Portfolio data is the most sensitive thing an MCA shop owns. We never sell or share it.
Your book of business is encrypted in transit and at rest.
Every seat sees exactly what their role allows - nothing more.
See who changed what, and when, on every deal and payment.
Syndicators see their participation and statements - never the rest of your book.
Billed monthly. Pick the tier that fits how you run your book - onboarding and data migration are scoped up front.
The core ledger for brokers and small funders moving their book off spreadsheets.
Request a demoAI-assisted workflows, automated collections, and syndication for active funders.
Request a demoFor established shops that need accounting sync and bespoke workflows. Priced by the integrations and customization your book needs.
Request a demoStill have a question? Email us and we'll answer it.
Tell us a little about your book and we'll set up a walkthrough. Prefer email? Reach us at info@mcaledger.com.